Through the ACP Group Insurance Program, you have access to a broad package of unique insurance products specifically designed for physicians, like you, and your family to meet your personal and practice needs. Whether you’re just starting out in your medical career, actively working in a hospital system or a group practice, or nearing retirement, the ACP Group Insurance Program can help you protect your financial security throughout your life and career.
GROUP 20-YEAR LEVEL TERM LIFE INSURANCE
The ACP Group 20-Year Level Term Life Insurance offers you exclusively-priced life insurance that will last for the best part of your career with rates that are guaranteed for 20 years and benefit amounts up to $2,000,000 for ACP members.
GROUP 10-YEAR LEVEL TERM LIFE INSURANCE
With this coverage, you can have financial security with rates that are guaranteed to remain the same for 10 years.
GROUP ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
With this coverage, you can secure up to $500,000 of benefits if you die or are injured in a covered accident. This insurance pays you a lump sum benefit check that gives your family replacement income to help cover living expenses.
GROUP OFFICE OVERHEAD EXPENSE INSURANCE
Office expenses need to be met, even if you aren’t around to pay them. The ACP Group Overhead Expense Insurance can help you keep your practice running by providing financial coverage for your normal operating expenses while you are recovering from a disability.
GROUP DISABILITY INCOME INSURANCE
Disability insurance provides monthly income benefits to help make sure you can still make ends meet if you’re out of work for a while. This insurance can supplement benefits provided by your employer plan or used as primary protection.
GROUP TERM LIFE AND AD&D INSURANCE
Group Term Life and AD&D Insurance features benefits up to $1,000,000, coverage for eligible spouse and children, and provides optional accidental death & dismemberment coverage in an amount equal to your term life amount.
Long Term Care
Long Term Care is a group benefit program designed to address the emotional and financial issues associated with long-term care.
Senior Term Life
Senior Term Life Insurance was setup to help reinforce your family’s financial cushion which gives you an easy option to request $25,000-$100,000 in term life benefits to any coverage you may already have.